Davis company is preparing its cash budget for September. The budgeted beginning cash balance is \$15,000. Budgeted cash receipts total \$190,000 and budgeted cash disbursements total \$187,000. The desired ending cash balance is \$40,000.
Determine the amount of a loan needed to attain the desired ending cash balance. (in \$) Enter \$0 if no loan is required.