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Read the following passage, which contains some underlined or numbered words or phrases. Each of the answer choices contains alternatives for the underlines; choose the one that fits best grammatically or stylistically. If you think the original is the best answer, choose Choice ‘A’, or NO CHANGE.

Questions about specific parts of the passage or about the passage as a whole are identified by numbers only, not underlines. These will be associated with specific questions.

Money Management Skills for College Students

Created for September 2014

(13) Credit card companies frequently charges a fee for obtaining a credit card.




Credit card companies frequently charge a fee


Credit card company frequently charge a fee


Credit card companies will charge frequent fees

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