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A commercial bank is a financial intermediary that facilitates indirect finance. It stands as a middle man between savers and borrowers.

A bank primarily issues liabilities in the form of
Select Option deposit contractsscheduled payment contractsshares of ownershipemployee and employer contributions
to savers and holds assets in the form of
Select Option stocks and bondsloan contractscomplex financial derivativesa broad portfolio of various financial assets
from borrowers.
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